Shandong Province Rural Commercial Bank’s last half interest rate interest rate is more than 2.4 billion yuan

Shandong Province Rural Commercial Bank’s last half interest rate interest rate is more than 2.4 billion yuan

[] The reporter learned from the Shandong Rural Credit Association, in the first half of this year, Shandong Province Rural Commercial Bank accumulated a loan of 893.4 billion yuan, and the interest rate reduction and interest rate.

As of the end of June, the balance of the loan of the bank is 1614.4 billion yuan, an increase of 146.4 billion yuan from the beginning of the year; the service loan customers increased by 200,000 households, with a total number of households.

  Sun Kai, Party Secretary, Director of the Shandong Provincial Agricultural Customary Association, introduced that the province’s Rural Commercial Bank has developed 14 initiatives to "I do practical things for the masses", through promoting diverse credit products, expands service channels, and reduces customer financing costs. Further, we will further play a role in rural finance, let more financial resources to focus on key areas, key links.

  In terms of promoting diversified credit products, Shandong Province Rural Commercial Bank revolves around "three farmers", individual industrial and commercial households, small micro enterprises and urban residents’ financial needs, innovation, is close to the market, flexible and efficient, can meet more than 60 differentiated needs. Credit product.

For example, for small and micro-enterprise financing difficulties, the "intellectual property quality loan" and "talent loans" and other products have been introduced this year. This year, the new lenders have been added to the loan billion; apply for individual industrial and commercial households 100 million yuan. In terms of expanding service channels, Shandong Province Rural Commercial Bank continued to sink service, forming a mobile financial service team, and putting the office "moving" to the village, business, and pre-service.

As of the end of June, the "full village credit" has been carried out in the end of the village, and the coverage has reached%. At the same time, smooth loan application channels, on the basis of 365 provinces, municipal, counties three-level credit service hotline, 9 "letter E-express loans" pure line products, realize loan process "Zero-manual participation, second Batch stops, a mobile phone is fully customized.

  Reduce customer financing, Shandong Province Rural Commercial Bank through the use of good national preferential policies, improve the government and banking cooperation mechanism, implementation of the payment, etc., fully implement the economic requirements, and reduce customer burden.

Since this year, the accumulated small micro-loan extension has also returned to 10,000 yuan, billion; overall loan interest rate, on the basis of the decline in the previous year, and finally decreased a percentage point from the beginning of June, this year, this year, this year, this year, this year, this year, this year, it has made interest rates. According to the Shandong Provincial Rural Credit Association, "I do practical things for the masses", Shandong Province Rural Commercial Bank plans to put all loans to trillion yuan, the balance increased by 20 billion yuan; service loan customers increased by 300,000, total number of 300 More than 10,000 households;